Canada Payday Loans

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First
Loan?

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First
Loan?

Learn More

First
Loan?

Learn More

Borrow Up to $1,500 Today

How the Payday Loan Process Works

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Application

Apply at one of our local Branches.

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Approval

Once your loan verification documents are received, approval only takes minutes.

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Cash in Hand

You choose how to get your money: cash in hand or loaded onto your prepaid card.

Payday Loans are available up to $1,500.

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

  • Your net Income
  • The information you provide on your loan application
  • Your credit history with Moneytree

Your loan limit may change if any of the above changes.

Loans Up to $1,500

A payday loan costs $15 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Licence Number: 52094

  • ID and be at least 19
  • Physical address & contact phone number
  • Documents to verify the source and amount of your income
  • Open chequing account information

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Secure

Moneytree is a direct lender and never sells your information.

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Licenced

We're licenced by Consumer Protection BC.

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Fast

Our Team will let you know in minutes how much you qualify to borrow.

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Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!

Questions about payday loans? Call our Customer Service Team at 1-800-745-1011.

First Loan? We’ve got you!

Save 50% off the interest on the first $300 of your payday loan principal.*

Whether it’s your first time visiting Moneytree, you’ve used our other services, or you haven’t taken out a loan in more than a year, we’ve got you!

Find out if you qualify for our new loan promotion. It’s our way of welcoming you, or welcoming you back!

*Offer valid on qualified and approved payday loans only. Moneytree reserves the right to qualify and approve all loans in its discretion. The 50% discount will be applied to lower the interest charged on up to $300 of the amount borrowed. If applicable, the discount will be applied at origination and interest and principal will be payable in accordance with the loan agreement. Standard interest charges apply to any amount borrowed over $300. To be eligible, (1) (a) the customer must be new to Moneytree and (b) be approved for a payday loan; or (2) (a) be an existing customer (b) who is approved for a payday loan; and (c) who has not originated a payday loan at Moneytree within the previous twelve (12) months.

Licence # 52094

Canada FAQs

Moneytree, Inc., is licenced by the Consumer Protection BC. Licencing information is available upon request.

Your loan will be due on the date set forth in the loan agreement; typically your next payday or the following business day.

  • If your next payday is within 7 days or fewer from the current date, we may extend the loan due date to your subsequent payday at your request at no additional charge.
  • If this is your third loan within 62 days, your loan payments will be set to repay the loan in 2-3 installments depending on your pay schedule, with the payment dates set on the next 2-3 paydays.

You can prepay your loan in full prior to the due date with no prepayment penalty.

Loan renewals are not available in British Columbia.

Please call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011 to discuss extending a loan due date.

Payment options vary depending on your loan agreement.

  • After your loan application is processed and a loan limit is set, you’ll authorize ACH debit payments.
  • You may also come in before 7 PM PT to pay your loan payment in cash or using your debit card.

If your payment returns unpaid, you will be charged a one-time $20 fee. You can reach Moneytree’s Payment Center at 1-888-516-6643 for more information.

Licence Number: 52094

For Customer Service, please contact us at 1-800-745-1011.

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P.O. Box 58266, Seattle, WA 98138